Contact Your State Senator for IVF Insurance Coverage!


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Support S-10 Bill

Dear [Decision Maker],

I am your constituent and an advocate with RESOLVE: The National Infertility Association. Since 1974, RESOLVE has represented the millions of American women and men struggling with infertility. We represent the more than 101,000 South Carolina citizens suffering from this reproductive disease.

I write today to laud S. 10 requiring insurance coverage for in vitro fertilization (IVF) procedures and to request that you, as my Senator, vote in favor of its passage. One in eight American couples has trouble getting pregnant or sustaining a pregnancy. For them, IVF is the standard of care.

Infertility cuts across all socioeconomic levels, and all racial, ethnic and religious lines. Medical conditions such as endometriosis, ovulation disorders, luteal phase defect, premature ovarian failure, and male factor are the primary causes of infertility. The American Congress of Obstetricians and Gynecologists (ACOG) and the World Health Organization (WHO) recognize infertility as a disease. And like any other illness, insurers should treat infertility on par with any other disease or physical ailment.

Family building options for this population can be costly: 67% of affected individuals or couples report spending at least $10,000 on adoption and/or medical treatment for infertility. Indeed, cost is the number one barrier to seeking family building assistance, since 46% of affected people lack insurance coverage for necessary treatment.

South Carolina should join the growing number of states that require equal IVF coverage.

S. 10 requires that every health maintenance organization, individual and group health insurance policy, or contract issued or renewed in this State on or after January 1, 2018, must provide coverage for the medically necessary expenses of the diagnosis and treatment of infertility, including in vitro fertilization (IVF).

Despite some commonly-held misperceptions, IVF treatment does not lead to a rash of multiple births, and does not financially pressure insurers. In fact, not only does IVF increase the chance of singleton births, in states that require coverage for IVF, the rate of multiple births actually decreased significantly. And in these states that require coverage for infertility, including IVF, insurance premiums increased only slightly.

For over 40 years, RESOLVE has been providing support, information, and advocacy for the infertility community. On behalf of my family, and all South Carolina couples struggling to build their families, I respectfully ask that you support S. 10.

I greatly appreciate your time and consideration, and am happy to provide you any additional information on this issue. Much more on the impacts of infertility, and related options, can be found at

Thank you, as always, for your time and consideration.