Gift Annuity

Support ORT Programs Around the World

Planned Giving Options Bequest: Defer your gift until after your lifetime. Charitable Remainder Trusts: Two ways to "give away the tree, but keep the fruit." Gift Annuity: Earn partially tax-free income for life at a competitive return rate. Deferred Gift Annuity: A gift that pays a higher interest for life. Life Insurance: An affordable way to make a substantial gift. Pooled Income Fund: A way for you to share the wealth. Real Estate: Three ways to give and gain. Retirement Plan Assets: Will your IRA be taxed twice? Named Endowment Fund: Create a lasting tribute. LEGACY FOR LIFE View our Scroll of Life Eternal to see the names of dearly departed members and friends who made ORT America a part of their legacy, by enabling a bequest to ORT America. More than 1,100 participants have included ORT in their estate plans - ensuring the continuity of ORT programs for many generations to come. View our De Gunzbourg Society page to see a list of current participants, and learn more.

Earn Annually Returns with an ORT America Charitable Gift Annuity!

In today’s uncertain economic times, you may be disappointed to find that your certificates of deposits (CDs) and money market accounts are averaging low returns.

However, ORT America's Charitable Gift Annuity program provides tax savings and fixed annual annuity rates as high as 9.5%, depending on your age when you set up the gift, in exchange for your charitable gift (minimum $10,000). Since a portion of your gift annuity payments are tax-free, your effective rate of return is boosted even higher.

This is how it works: You donate cash or appreciated marketable securities to ORT America and our professional money managers reinvest them. You receive attractive fixed payments for life based on your age, an income tax deduction and the satisfaction of knowing that one day your generosity will benefit ORT students in 55 countries around the world.

Like a fine wine, gift annuity rates get better with time:

The older you are when you establish your charitable gift annuity, the higher your rate of return will be.

Sample Gift Annuity Rates Based on Single Life
Age	Rate
55	5.0%
60	5.2%
65	5.5%
70	5.8%
75	6.4%
80	7.2%
85	8.1%
90+	9.5%
For illustrative purposes only. This information is not intended as legal, financial or tax advice. Please consult your own advisors.

 

Give Students The Chance to Succeed!

ORT America Charitable Gift Annuity rates (shown above) are those approved by the American Council on Gift Annuities as of July 1, 2010. Sample single-life rates are based on the age of the donor when the gift is established. Rates for other ages, as well as for two-lives and deferred rates, are also available. This information was prepared as an educational service and is not intended as legal, tax or financial advice. Donors should obtain legal, tax and financial opinions from their own professional advisors.